Risk is everywhere, every day. We often go about our lives blind to risk until the unexpected happens. But when it comes to your money, do you know how much risk you have? We frequently hear about how important and necessary a 401(k) plan is for retirement, but with such a beneficial investment opportunity comes inherent risks, from choosing appropriate funds to understanding hidden fees. When was the last time you analyzed your 401(k), or...
By Preston Rosamond Regardless of whether your child is two or twelve, the thought of college has probably crossed your mind. In the busyness of life and never-ending financial pressures, it is all too easy to put saving for college on the back burner. But one thing in life is certain; it moves quickly. Don’t get caught unaware and unprepared for college. Your child’s education is one of the most important investments you can make...
Have you ever experienced buyer’s remorse after making a big purchase? Have you felt embarrassed about the state of your financial affairs? Or maybe you’ve let fear of failure keep you from investing or even creating a budget. If you’ve found yourself in any of these situations, you know that there’s way more to money than the number in your bank account. Emotions play a significant role in our financial lives and psychologists refer to...
Whenever there is talk of tax reform, our first thought is usually, “How will this affect me?” Because we work so hard for our money, it’s concerning when changes outside of our control threaten our personal finances. When President Trump’s Tax Cuts and Job Acts was passed by Congress on December 20, 2017, it included a number of changes to the U.S. tax code that will impact both corporations and individuals. With tax season in...
You have a unique life, unique circumstances, and unique goals. It only makes sense then that you deserve a unique financial plan and investment portfolio to go with it. At The Rosamond Financial Group, your goals are our passion and focus in all we do. This motto serves as a constant reminder that the most important thing we do is help our clients and their families pursue their unique financial goals. Who We Are The...
People often ask me why I entered this industry and became a financial advisor. Like many people, I didn’t grow up knowing what I wanted to be or what I wanted to do with my career. What I did know is I liked the idea of working with people, building long-term professional relationships, and helping them solve their problems. As a native Texan, I grew up on a working cattle ranch. My experiences taught me...